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Terms & Disclaimer

Last updated: 11 July 2026. This is a plain-language base template for a product prototype and is not legal advice. [Legal name] and [jurisdiction] placeholders below should be replaced and this page reviewed by a qualified lawyer before it is relied on externally.

Part 1: Terms & Conditions

Welcome to Momentum (the "Service"), operated by [Legal name] ("we", "us", "our"). By accessing or using the Service you agree to these Terms. If you do not agree, please do not use the Service.

1. Eligibility

You must be at least 13 years old, or the minimum legal age in your country, to use the Service. To buy a subscription you must have legal capacity to enter a contract in your jurisdiction. Momentum does not require you to create an account: your profile and history are stored on your own device, and paid access is activated using the email you pay with.

2. Use of the Service and third parties

If you provide a public GitHub username (your own or another person's), you confirm you are accessing publicly available data through GitHub's public API in line with GitHub's terms. We do not use GitHub OAuth and do not access private repositories or source code.

The Service uses third-party large language models (currently Groq) to generate scores, briefs, and recommendations ("Outputs"). All Outputs, including the AI Momentum Score, daily briefs, and Evidence Vault documents, are for informational and educational purposes only and are not professional, legal, career, financial, medical, or employment advice.

3. Subscriptions and payment (Stripe)

Some features require a paid subscription ("Plus"). Plus is billed on a recurring basis (monthly or annually) as shown at checkout. Payments are processed by our third-party processor, Stripe; by subscribing you agree to Stripe's terms and authorize the applicable charges. You can cancel at any time through the billing portal. Except where required by law, payments are non-refundable.

4. Intellectual property

The Service's design, code, branding, and methods are owned by [Legal name]. You keep ownership of the information you enter. We grant you a non-exclusive, worldwide, royalty-free license to use, share, and export the Outputs for your personal and professional use.

5. Warranty disclaimer and limitation of liability

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. To the maximum extent permitted by law, our total liability for any claim arising from these Terms or your use of the Service is limited to the greater of the amount you paid us in the past 12 months or US$100. We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Service or any AI-generated recommendation. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you; in that case our liability is limited to the greatest extent the law allows.

6. Governing law and disputes

These Terms are governed by the laws of [jurisdiction, e.g. Delaware, USA], without regard to conflict-of-law rules. Disputes will be handled on an individual basis only, not as a class or representative action. If any provision is found unenforceable, it will be limited or removed to the minimum extent necessary and the rest of the Terms remain in effect.

7. Changes

We may update these Terms or the Service at any time. Continued use means you accept the current version.

Part 2: AI Disclaimer

This AI Disclaimer governs all scores, assessments, briefs, and recommendations generated by Momentum ("AI Outputs").

Nature of AI content

AI Outputs are produced by third-party machine-learning systems (large language models via Groq). These models are probabilistic and may generate inaccurate, outdated, incomplete, or speculative information. We make no representations or warranties about the correctness of any evaluation or score. Reference to any technology, certification, or professional body does not imply their endorsement, affiliation, or sponsorship of Momentum.

Career and professional decisions

The AI Momentum Score and briefs are meant to spark reflection and learning, not to replace professional career counseling, recruitment advice, or mentorship. This Service is not designed, intended, or authorized to be used by recruiters or hiring managers to vet, hire, promote, or terminate anyone. You are solely responsible for verifying anything you act on. [Legal name] is not liable for professional setbacks, rejected applications, job transitions, or technical failures resulting from decisions connected to these AI Outputs.

AI generation liability and performance waiver (Evidence Vault documents)

Momentum provides an AI Career Evidence Engine that aggregates your logged evidence to create summaries, resumes, and promotion talking points via third-party language models hosted by Groq. All outputs generated by the document-generation engine (promotion packets, self-reviews, resume bullets, talking points) are strictly for general professional development and informational support.

Momentum does not guarantee promotions, salary increases, or employment outcomes. You retain sole accountability and liability for verifying the factual accuracy, relevance, and truthfulness of any generated career packet before presenting it to current or prospective employers.

Contact: sunnypanjabi@gmail.com. See also our Privacy Policy.